Across the EU older people are facing increased financial pressures as personal pensions become less secure and savings prove to be inadequate. At the same time access to the labour market is now fragmented and new patterns of working are emerging, which offer new opportunities for older people's engagement. The '3C' project will address how older people can learn to respond to these new opportunities and so enhance their economic wellbeing. Participation in the labour market may well be based on personal rather than previous professional interests and financial rewards may be driven by new emerging civic engagement. Learning about capabilities, capacity and citizenship is seen as vital to counter social isolation and exclusion. The '3C' project will produce a User Manual to support learning about new forms of working such as social enterprise, co-operatives, intermediate labour market schemes, consultancy, paid work in the Third Sector, not for profit trading, time sharing and other community participation. The User Manual will help older people look at the variety of opportunities that are open to them and suggest ways in which they might realistically explore their future choices. The Manual materials will be developed and piloted through a series of seminars with older people and will be supported by user friendly accessible web based materials. The Manual and support e-learning materials will be translated into the partners’ languages. The expected impact will be on older adults who have left, or are considering leaving, their primary employment and who wish to remain active and enhance their socio-economic position. The second impact will be on adult learning provision, and will enhance the potential to develop provision to meet the needs of this growing target group. The third impact is that it will offer policy makers an opportunity to see ways of countering the risks of large sections of the community experiencing poverty and exclusion.